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    • Account Funding Transactions (AFT)Fund accounts instantly using card based transactions.
    • Push to Card – Domestic/International (OCT)Send funds instantly to any debit card.
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    • Card Processing Merchant AccountProcess card payments with a merchant account.
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    • Crypto WalletBuy, sell, and manage crypto securely.
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    • Virtual CardCreate and use virtual cards for secure online payments.
    • KYCVerify customer identities quickly and securely.
    • KYBVerify businesses quickly and ensure compliance.
  • Solutions
    • Inventory ManagementMonitor and control your inventory in real time.
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    • Invoice ManagementCreate, send, and track invoices effortlessly.
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  • Pricing
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Paywint
  • Products
    • Same Day ACHSend ACH payments that settle within the same day.
    • Real-Time Payments (RTP)Transfer and receive funds instantly and securely.
    • Instant ACHSend ACH payments faster with near instant processing.
    • FedNowSend and receive instant payments through FedNow.
    • Wire – Domestic & InternationalSend money securely via wire transfer.
    • ZelleSend money instantly to U.S. bank accounts using Zelle.
    • Account Funding Transactions (AFT)Fund accounts instantly using card based transactions.
    • Push to Card – Domestic/International (OCT)Send funds instantly to any debit card.
    • Cash Deposit & PickupSend money for secure cash pickup at partner locations.
    • Print ChecksPrint checks instantly with security and accuracy.
    • Email ChecksSend checks instantly through email.
    • Mail ChecksMail checks securely and on time.
    • Card Processing Merchant AccountProcess card payments with a merchant account.
    • Cross Border PaymentsSend and receive international payments seamlessly.
    • Crypto WalletBuy, sell, and manage crypto securely.
    • Instant Bank AccountOpen and manage your bank account online easily.
    • Digital WalletStore and use money securely with a digital wallet.
    • Virtual CardCreate and use virtual cards for secure online payments.
    • KYCVerify customer identities quickly and securely.
    • KYBVerify businesses quickly and ensure compliance.
  • Solutions
    • Inventory ManagementMonitor and control your inventory in real time.
    • Sales ManagementTrack and manage your sales efficiently.
    • Invoice ManagementCreate, send, and track invoices effortlessly.
    • Bill ManagementManage and track all your bills with ease.
  • Pricing
  • Case Studies
  • Sign In
  • Book a Demo

Pay By Bank

Pay By Bank gives individuals and businesses another way to move money without using card details. With Paywint, you can pay directly from a bank account or offer bank payments to customers for purchases, invoices, bills, and services.

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Mobile Phone and Laptop Displaying Paywint App for Secure Bank Payments, Showing Payment Received of $1,250 and Bank Account Options
Why Choose Us

Simple Bank Payments for Sending and Receiving Money

Pay Directly From Bank Account

Make payments from a bank account without entering card details or relying on a physical card.

Accept Bank Payments

Give customers and clients a convenient way to pay directly from their bank accounts during online checkout.

Online Bank Payments

Send and receive payments through a secure online experience for everyday purchases, invoices, services, and bills.

Account-to-Account Payments

Move money directly between bank accounts for transactions that do not require card-based payments.

ACH Payment Processing

Support ACH payments for businesses that need to collect or send funds through bank accounts.

Secure Transactions

Keep payment information protected while sending or receiving money through bank-based payment methods.

Bank Payments for Everyday Transactions

Pay by bank gives individuals and businesses another way to move money without depending on card payments. You can use it to pay invoices, purchase products, settle bills, send business payments, or make other transactions directly from a bank account.

Businesses can also accept bank payments from customers and clients. This makes bank account payments useful for ecommerce, service businesses, subscriptions, invoices, and online checkout.

Illustration of an Online Invoice with a Calendar, Credit Card, Wallet, Currency Symbols, and a Bank Building Symbolizing Recurring Subscription
Process

Make or Accept a Bank Payment in 4 Simple Steps

Choose the Bank Payment Option

Select the bank account payment method when making or accepting a payment.

Enter Payment Details

Provide the amount and required transaction information.

Connect Your Bank Account

Select the appropriate bank account and securely authorize the transaction.

Complete the Payment

Review the details and confirm the transaction to send or receive the payment.

One Payment Method for Sending and Receiving Money

Pay by bank works for more than customer purchases. Individuals can use it to pay businesses, while businesses can use bank payments to pay suppliers, service providers, employees, or other recipients.

It also gives businesses a way to accept payments from bank accounts. Whether the transaction involves an invoice, online purchase, recurring service, or direct business payment, bank account payments provide an alternative to card-based transactions.

Diagram Showing Monthly and Annual Plans with Invoices, Customer Profiles, Usage Tracking, and Payment Details in a Green and White Interface

Frequently Asked Questions

What is pay by bank?

Pay by bank is a payment method that lets individuals and businesses make payments directly from a bank account. Paywint supports this approach for online transactions, allowing money to move through bank-based payment methods without requiring card details.

How can I pay directly from my bank account?

To pay directly from your bank account, select the bank payment option, choose your bank account, enter the payment amount, and authorize the transaction. With Paywint, you can use bank account payments for purchases, invoices, bills, and business transactions.

Can a business accept payments from bank accounts?

Yes. Businesses can accept bank payments from customers and clients through online checkout or other payment flows. Paywint provides a bank payment solution that supports account-to-account payments and other bank-based payment methods.

Pay By Bank vs Card Payments

Card payments use debit or credit card details to complete a transaction, while pay by bank allows money to move directly through a bank account. Paywint gives individuals and businesses another option for making payments, accepting payments, and handling account-to-account transactions without making cards the only way to pay.

Make and Accept Bank Payments Online

Pay by bank gives individuals and businesses a direct way to send and receive money through bank accounts. Paywint supports secure bank payment processing for purchases, invoices, bills, business transactions, and online checkout.

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Paywint

Paywint is a fintech service provider and not a bank. Our wallet service is provided by appropriately licensed financial institutions, and Paywint only facilitates your use of such wallets.

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