Privacy Policy

Last Updated: August 06, 2026

1. Introduction

Welcome to Paywint (“Paywint,” “we,” “our,” or “us”).

Paywint provides secure payment and identity verification solutions for businesses. This Privacy Policy explains how we collect, use, disclose, store, and protect personal information when you access or use our website, applications, and related services (collectively, the “Services”).

By using our Services, you acknowledge that you have read and understood this Privacy Policy.

2. Scope

This Privacy Policy applies to:

Paywint websites
Mobile applications
Customer dashboards
Business accounts
Identity verification services
Payment and money transfer services
Customer support interactions

It does not apply to third-party websites or services that maintain their own privacy policies.

3. Information We Collect

Information You Provide

We may collect information including:

Full name
Email address
Phone number
Business name
Business address
Mailing address
Username
Password (stored in encrypted form)
Customer support communications

Identity Verification Information

To comply with applicable laws and prevent fraud, we collect information necessary to verify identity.

This may include:

Government-issued identification
Date of birth
Business registration information
Employer Identification Number (EIN)
Know Your Customer (KYC) documentation
Know Your Business (KYB) documentation
Authorized representative information
Beneficial ownership information where required

Payment Information

When using Paywint’s payment services, we may collect:

Bank account information
Routing numbers
Account numbers
Payment instructions
Transfer details
Transaction amounts
Payment history

Paywint does not store payment credentials beyond what is necessary to provide the Services and comply with legal obligations.

Transaction Information

We collect information relating to transactions, including:

Date and time
Sender
Recipient
Payment amount
Transaction status
Reference numbers
Internal fraud indicators

Device Information

We automatically collect technical information such as:

IP address
Browser type
Device identifiers
Operating system
Language preferences
Time zone
Access logs

Usage Information

We collect information regarding how you interact with our Services, including:

Pages visited
Features used
Session duration
Error logs
Navigation behavior

4. How We Use Information

We use personal information to:

Create and manage accounts
Verify identities
Process payments and transfers
Prevent fraud
Detect suspicious activity
Comply with legal obligations
Improve our Services
Respond to customer support requests
Secure our systems
Enforce our Terms of Service

5. Fraud Prevention and Compliance

Paywint processes information to detect fraud, unauthorized access, money laundering, sanctions violations, and other financial crimes.

We may review transactions, verify identities, investigate suspicious activities, and retain records as required by applicable law.

6. Legal Basis for Processing

Where applicable, we process personal information based on:

Performance of a contract
Compliance with legal obligations
Legitimate business interests
User consent where required

7. How We Share Information

Paywint does not sell personal information.

We may disclose information:

When required by law
To respond to valid legal requests
During mergers, acquisitions, or corporate restructuring
To protect the rights, property, or safety of Paywint or others

8. Data Storage

Customer information is stored using reputable cloud infrastructure providers employing industry-standard security controls.

We implement technical and organizational safeguards designed to protect information from unauthorized access, disclosure, alteration, or destruction.

9. Data Security

Paywint uses commercially reasonable security measures, including:

Encryption in transit
Encryption at rest where appropriate
Access controls
Authentication measures
Continuous monitoring
Security logging
Regular software updates
Employee access restrictions

No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

10. Data Retention

We retain personal information only as long as necessary to:

Provide the Services
Maintain account records
Meet legal obligations
Resolve disputes
Enforce agreements
Prevent fraud

When information is no longer required, it is securely deleted or anonymized where feasible.

11. International Transfers

Your information may be processed in countries where our cloud infrastructure or service providers operate.

Where required, appropriate safeguards are implemented for cross-border transfers.

12. Your Privacy Rights

Depending on your jurisdiction, you may have rights to:

Access your personal information
Correct inaccurate information
Request deletion
Obtain a copy of your information
Object to certain processing
Restrict processing
Withdraw consent where processing is based on consent

Requests may be submitted using the contact information below.

13. California Privacy Rights

California residents may have rights under applicable California privacy laws, including the right to know, access, delete, and correct personal information, subject to legal exceptions.

Paywint does not sell personal information.

14. Children’s Privacy

The Services are intended for businesses and individuals who are at least 18 years of age.

We do not knowingly collect personal information from children under 13.

15. Third-Party Websites

Our Services may contain links to third-party websites.

We are not responsible for the privacy practices of those websites.

16. Changes to This Privacy Policy

We may update this Privacy Policy periodically.

Material changes will be communicated by updating the “Last Updated” date and, where appropriate, by providing additional notice.

17. Contact Us

If you have questions regarding this Privacy Policy or wish to exercise your privacy rights, please contact:

Paywint

Email: support@paywint.com

Website: https://paywint.com